📲 How to Quickly Request the FGTS Anniversary Withdrawal Using Your Cell Phone

If you need extra money quickly, the FGTS anniversary withdrawal can be an excellent option. This benefit allows workers to access a portion of their Severance Pay Guarantee Fund (FGTS) every year, without having to wait for a contract termination.

In this guide, you will learn how to request the FGTS anniversary withdrawal directly from your cell phone, in a practical and bureaucracy-free way.

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💰 What is the FGTS Anniversary Withdrawal?

O birthday withdrawal It is an optional modality that allows the worker to withdraw a portion of their FGTS every year, in the month of your birthday.

✅ Benefits:

• Allows access to a portion of the FGTS balance annually.
• It can be used for various purposes.
• Option to advance payment via loan, even for people with CPF restrictions.

⚠️ Important! Who opts for the anniversary withdrawal? cannot withdraw the full balance in case of dismissal, only the termination fine of 40%.

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📲 Step by Step Guide to Requesting Anniversary Withdrawal via the FGTS App

🔹 1. Download the FGTS App

• Access the Play Store (Android) or App Store (iOS) and download the FGTS app.

🔹 2. Access your Account

• Open the application and click on “Enter the application”.
• Enter your CPF and follow the instructions.
• If this is your first time accessing, click on “Register password”.

🔹 3. Authorize Anniversary Withdrawal

• From the main menu, select “Birthday Withdrawal”.
• Read the information and click "Choose".
• Confirm your choice and complete the request.

🔹 4. Choose Where to Receive the Amount

• Please provide a bank account to receive the deposit.
• The money will be credited automatically within the time period informed by Caixa.

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💸 How to Advance Your Anniversary Withdrawal via Loan?

If you wish anticipate the anniversary withdrawal amounts, it is possible to take out a loan using the FGTS as collateral. This type of credit has reduced rates and can be hired by people with CPF restrictions.

📌 Banks and institutions that offer early withdrawals on your birthday:

• Federal Savings Bank
• Bank of Brazil
• Santander
• Itau
• Bradesco
• Inter Bank
• PicPay
• BMG
• Sicredi

🔹 Steps to anticipation:

1. Access your bank or financial institution's app.
2. Look for the option of advance FGTS anniversary withdrawal.
3. Simulate the desired amount and check the interest rates.
4. Confirm the request and wait for the amount to be released.

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❓ Is it Worth Opting for the Anniversary Withdrawal?

The choice of anniversary withdrawal depends on your financial planning. If you need immediate cash, this may be a good solution. However, remember that by joining, you you will not be able to withdraw the full balance of the FGTS in case of dismissal.

✅ Advantages:

• Access to extra money without having to terminate your contract.
• Advance payment option with reduced rates.
• Digital and bureaucracy-free 100% process.

⚠️ Points of attention:

• By joining, you You can only return to the withdrawal-termination after 2 years.
• If you are fired, you will not be able to withdraw the full balance from your FGTS account.

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✅ Conclusion

The FGTS anniversary withdrawal is an interesting alternative for those who need money quickly and want to make better use of their financial resources.

📲 Download the FGTS app, check your balance and request your withdrawal with just a few clicks!