🏦 INSS 2025: Who is Eligible, How It Works and Payment Schedule

O INSS (National Social Security Institute) is responsible for paying retirement, pensions and social benefits to millions of Brazilians.

For those who receive or want to better understand how it works INSS payment schedule 2025, we have prepared a complete guide with everything you need to know!

If you want to know Who is eligible, how to check the amounts and what are the INSS payment dates?, continue reading this article.


📌 What is INSS and How Does it Work?

📲 Download the Meu INSS app now and have full control over your benefits! 🏦💰

O INSS is the body responsible for paying social security benefits, guaranteeing financial support to workers insured under the General Social Security Regime (RGPS). This support may include pensions, sickness benefits, survivor's pensions and maternity pay.

Workers contribute monthly to Social Security, either in the form of automatic (CLT) or by means of individual/autonomous contributions, ensuring access to these benefits when necessary.

O benefit value varies according to the insured's contribution history and current Social Security rules.


Who is entitled to INSS benefits?

To receive any of the benefits paid by INSS, it is necessary to meet specific criteria contribution time and minimum age, depending on the type of benefit. Check out the main criteria:

Retirement by Age: Minimum age of 65 years for men e 62 years for women, with at least 15 years of contribution. ✔ Retirement by Length of Contribution: For those who were already close to retirement before the Pension Reform, they may fall under the transition rules. ✔ Disability Retirement: Granted to insured persons who, due to illness or accident, are permanently unable to work. ✔ Sickness Benefit: Intended for workers who are unable to carry out their activities for more than 15 days. ✔ Survivor's Pension: Benefit paid to dependents of deceased insured persons. ✔ Maternity Pay: Benefit granted to insured women during maternity leave. ✔ BPC/LOAS (Continuous Benefit Payment): Aimed at seniors over 65 years old and people with disabilities, as long as they have low income and do not need to have contributed to the INSS.

🚨 Important: The minimum contribution period may vary depending on the worker's category and current Social Security rules.


📅 INSS Payment Calendar 2025

The payment of INSS benefits follows a monthly schedule, based on the final benefit number (NB) and the amount received by the insured.

📌 INSS Scheduled Calendar 2025

For those who earn up to a minimum wage

End of BenefitExpected Payment Date
1January 25, 2025
2January 26, 2025
3January 29, 2025
4January 30, 2025
5January 31, 2025
6February 1, 2025
7February 2, 2025
8February 5, 2025
9February 6, 2025
0February 7, 2025

For those who earn more than the minimum wage

End of BenefitExpected Payment Date
1 and 6February 2, 2025
2 and 7February 5, 2025
3 and 8February 6, 2025
4 and 9February 7, 2025
5 and 0February 8, 2025

📌 Remember: The official calendar can be found at INSS website or in the app My INSS.


🔍 How to Check the Balance and Withdraw INSS 2025?

Policyholders can check the amounts and payment dates of INSS digitally and in person:

📲 Through the Meu INSS app (available for Android and iOS); 💻 On the official INSS website (gov.br/meuinss); ☎ Call center by phone 135; 🏦 In person at Caixa or Banco do Brasil branches.

Withdrawal methods:

✔ Direct credit to the beneficiary's bank account; ✔ Withdrawal from Caixa and Banco do Brasil ATMs; ✔ Withdrawal from lottery outlets and bank correspondents (with INSS card).


⚠️ What Happens If I Don't Withdraw the Benefit?

If the beneficiary does not withdraw the amount within the 60 day period, the payment may be blocked and need to be revalidation at INSS. It is essential keep data up to date and monitor the statement monthly.


Conclusion

O INSS 2025 is an essential support for millions of Brazilians, guaranteeing retirement, pensions and assistance for those who need it most. Stay informed about Who is eligible, how to check the balance and payment dates is essential to avoid inconvenience.

📌 Stay tuned! As soon as the official calendar is released, check INSS channels and use the app My INSS to track deposits.