At moneynfinance.com, accessible from moneynfinance.com, we are committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, how we safeguard it, and the choices you have regarding your personal data.

By using our website, you agree to the terms of this Privacy Policy.

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1. Information We Collect

We may collect the following types of information:

1.1. Personal Data Provided by You

This includes:

• Name
• Email address
• Phone number
• Contact form submissions
• Account registration details (if applicable)

1.2. Automatically Collected Data

When you visit our website, we automatically collect:

• IP address
• Browser type and version
• Device information
• Pages visited
• Time spent on pages
• Referring URLs
• Cookies and usage data

1.3. Cookies & Tracking Technologies

We use:

• Cookies
• Web beacons
• Pixels
• Local storage
• Third-party scripts

These technologies help us improve website performance, personalize content, and support advertising.

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2. Use of Personal Data

We use your information for:

• Improving website functionality
• Personalizing user experience
• Responding to inquiries
• Sending optional newsletters or updates
• Analytics and performance tracking
• Advertising and measurement
• Ensuring compliance with policies and regulations

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3. Google AdSense & Google Ad Manager Integration

Our website uses Google AdSense and/or Google Ad Manager, which may use the following:

3.1. Cookies

Google uses cookies, including:

• First-party cookies
• Third-party cookies
• DoubleClick cookie

These cookies:

• Track user behavior
• Serve personalized or non-personalized ads
• Limit ad frequency
• Measure ad performance

3.2. Personalized Advertising

Google may use your data to:

• Deliver personalized ads
• Remarket across websites
• Build audience segments

Users can opt out at:
https://www.google.com/settings/ads

3.3. Data Collected by Google

Google may collect:

• Device information
• Location (approximate)
• Cookie identifiers
• Browsing activity
• Interactions with ads

Google’s Privacy Policy:
https://policies.google.com/privacy

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4. Third-Party Services

We may use third-party tools, including but not limited to:

• Google Analytics
• Google Tag Manager
• Facebook Pixel
• Cloudflare
• Email marketing providers (Mailchimp, SendGrid, etc.)

These services may collect data for analytics, security, advertising or operational purposes.

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5. Data Sharing

We do not sell personal information.

We may share data only with:

• Service providers (analytics, hosting, advertising partners)
• Legal authorities, if required by law
• Business partners, for operational purposes

All partners must comply with applicable privacy laws.

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6. GDPR Compliance (EU Users)

If you are located in the European Economic Area (EEA), you have the right to:

• Access your data
• Correct inaccurate data
• Request deletion
• Restrict processing
• Object to processing
• Request data portability
• Withdraw consent at any time

To request GDPR actions, contact us:
📧 [Your Contact Email]

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7. CCPA Compliance (California Users)

California residents have the right to:

• Know what personal information is collected
• Request deletion of personal information
• Opt out of the sale or sharing of personal information
• Not be discriminated against for exercising rights

Submit CCPA requests:
📧 [Your Contact Email]

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8. Children’s Privacy (COPPA Compliance)

We do not knowingly collect personal information from children under 13 years old.
If we discover such data, we will delete it immediately.

Parents may contact us to request removal of children’s data.

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9. Security Measures

We use industry-standard security practices, including:

• SSL encryption
• Firewall and DDoS protection
• Secure data storage
• Limited access to personal data
• Regular platform monitoring and updates

However, no method is 100% secure.

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10. Links to External Websites

Our site may contain links to third-party websites.
We are not responsible for their privacy practices, content, or actions.

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11. Data Retention

We retain personal data only as long as necessary for:

• Legal compliance
• Business operations
• Visitor support
• Analytics

When no longer required, data is deleted securely.

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12. Your Privacy Choices

You may:

• Disable cookies in your browser
• Opt out of personalized Google ads
• Request modification or deletion of your data
• Unsubscribe from email communications

Google Ads opt-out:
https://www.google.com/settings/ads

Industry opt-out (NAI):
https://optout.networkadvertising.org

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13. Updates to This Privacy Policy

We may update this Privacy Policy at any time.
Changes will be posted on this page with an updated “Last updated” date.

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14. Contact Us

If you have any questions about this Privacy Policy, contact us:

📧 [email protected]
🏢 MoneynFinance Company
🌐 moneynfinance.com